Wallet & Payment Infrastructure

Accept payments.Your keys, or ours.

Wallets, transfers, and escrow — with one API. Bring your own Stripe & Monime keys, or let us handle everything end to end.

Signed webhooksBring Your Own KeysFree sandbox
hpay.host-sl.com/dashboard
HostPay merchant dashboard
Powering payments for modern African businesses
FatabaAM Learning
Get Started

Two ways to get started

Choose the level of control that fits your business. Switch anytime — no migration, no downtime.

Platform-Managed

We handle everything
Recommended

Sign up, get your API key, and start accepting payments in minutes. No Stripe or Monime account needed — we process payments, handle compliance, and pay you out automatically.

  • No Stripe or Monime account needed
  • Accept cards & mobile money instantly
  • Automatic payouts to your bank
  • We handle compliance & disputes
How it works
Customer paysHostPayYour bank
Get Started — No Keys Needed

Self-Managed Keys

Full control, your accounts

Already have Stripe or Monime accounts? Bring your own keys and use HostPay as your wallet and transaction layer. You keep full control of your payment provider relationship.

  • Use your existing Stripe & Monime accounts
  • Wallets, transfers & escrow on top
  • Full control of your payment flow
  • Lower platform fees
How it works
Customer paysYour Stripe / MonimeHostPay wallets
Connect Your Keys

Both options include wallets, transfers, escrow, fee management, and full API access.

Platform

Everything you need to scale payments

A complete payment platform — from wallets to escrow — built for African businesses.

Digital Wallets

Multi-currency wallets with instant transfers and real-time balance updates. Hold, move, and reconcile money across every account from one ledger.

SLEUSD

Payment Processing

Accept cards, mobile money, and bank transfers with instant settlement and a single, predictable fee structure.

CardsMobile moneyBank transfer

Secure Escrow

Hold funds securely until conditions are met, then release automatically.

Mobile Money

Seamless integration with Orange Money, Africell Money, and more.

Security & Audit

Encryption in transit, hashed API secrets, HMAC-signed webhooks, and wallet audit logs.

Developers

Integrate in minutes

Developer-friendly APIs with comprehensive docs. Start accepting payments with just a few lines of code.

  • RESTful APIs with predictable JSON responses
  • Webhooks with retry logic & signature verification
  • Sandbox environment for safe testing
Explore API Docs
HostPay APIv1
// Create a user with the HostPay API
const res = await fetch(
  'https://hpay-api.host-sl.com/api/v1/users/', {
    method: 'POST',
    headers: {
      'api-key': process.env.HOSTPAY_API_KEY,
      'secret-key': process.env.HOSTPAY_SECRET_KEY,
      'Content-Type': 'application/json',
    },
    body: JSON.stringify({
      name: 'Aminata Koroma',
      email: 'aminata@example.com',
      phone_number: '+23279000000',
    }),
  });
const user = await res.json();
Pricing

Simple, transparent pricing

No setup fees. No monthly fees. Pay only for what you process.

Platform-Managed

Most popular

We handle payment processing, compliance, and payouts. You just build your app.

Card payments3.9%+ $0.30
Mobile money2.5%
Everything included
  • Card & mobile money processing
  • Digital wallets & transfers
  • Escrow with auto-release
  • Webhook delivery & retries
  • Compliance & dispute handling
  • Automatic bank payouts
Start with Platform-Managed

Self-Managed Keys

Bring your own Stripe & Monime keys. Pay only for the wallet infrastructure.

Platform fee1.0%
Provider feesPaid to Stripe / Monime
Everything included
  • Digital wallets & transfers
  • Escrow with auto-release
  • Webhook delivery & retries
  • Dashboard & analytics
  • Bring your own Stripe & Monime keys
  • Full provider control
Bring Your Own Keys

Ready to start accepting payments?

Create an account, get test keys, and build your integration today — wallets, transfers, and escrow with one API.

No credit card required · Free sandbox · Pay only when you go live